Health Insurance Resources for HIV Positive People (non ADAP)

The Georgetown University Health Policy Institute has written A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia — fifty-one in all. These Consumer Guides are available at this web site and will be updated periodically as changes in federal and state policy warrant.

https://healthinsuranceinfo.net/

I hear this broker may find you an insurance policy under HIPPA is you are losing your insurance (you have 61 days to switch otherwise you will be limited by pre-existing conditions)

https://www.ehealthinsurance.com/

Also, president Clinton passed a bill to require high risk pools in different states, but some states like Georgia and Florida decided not to join. Here are the states that provide health insurance to people with pre-existing conditions:

States That Have Risk Pools:
Alabama (for portability only)
Alabama Health Insurance Plan
Phone 1-800-513-1384 or (334) 353-8924

Alaska
Alaska Comprehensive Health Insurance Association
Phone 1-800-467-8725 or (907) 269-7900

Arkansas
Arkansas Comprehensive Health Insurance Pool
Phone 1-800-285-6477

California
California Major Risk Medical Insurance Program
Phone 1-800-289-6574 or (916) 324-4695

Colorado
CoverColorado
Phone (303) 863-1960

Connecticut
Connecticut Health Reinsurance Association
Phone 1-800-842-0004

Florida (not open for new enrollees)
Phone (850) 309-1200

Idaho
Idaho Individual High Risk Reinsurance Pool

Illinois
Illinois Comprehensive Health Insurance Plan
Phone 1-800-367-6410 or (217) 782-6333

Indiana
Indiana Comprehensive Health Association
Phone 1-800-552-7921 or (317) 614-2000

Iowa
Iowa Comprehensive Health Association
Phone (877) 793-6880

Kansas
Kansas Health Insurance Association
Phone 1-800-290-1366 or (316) 792-1779

Kentucky
Kentucky Access
Phone (866) 405-6145

Louisiana
Louisiana Health Insurance Association
Phone 1-800-736-0947 or (504) 926-6245

Maryland
Maryland Health Insurance Plan
Phone (888) 444-9016

Minnesota
Minnesota Comprehensive Health Association
Phone (952) 593-9609

Mississippi
Mississippi Comprehensive Health Insurance Risk Pool
Phone (601) 362-0799

Missouri
Missouri Health Insurance Pool
Phone 1-800-843-6447 (All but NW Missouri)
Phone 1-800-645-8346 (NW Missouri)

Montana
Montana Comprehensive Health Insurance Association
Phone (406) 444-8200

Nebraska
Nebraska Comprehensive Health Association
Phone (402) 343-3574 or (877) 348-4304

New Hampshire
New Hampshire Health Plan
Phone (800) 578-3272

New Mexico
New Mexico Medical Insurance Pool
Phone (505) 622-4711

North Dakota
Comprehensive Health Association Of North Dakota
Phone 1-800-737-0016 or (701) 282-1235

Oklahoma
Oklahoma Health Insurance High Risk Pool
Phone 1-800-255-6065 or (913) 362-0040

Oregon
Oregon Medical Insurance Pool
Phone (503) 373-1692

South Carolina
South Carolina Health Insurance Pool
Phone 1-800-868-2500, ext. 42757, or 1-803-788-0500,
ext. 42757

South Dakota
South Dakota Risk Pool

Tennessee
TennCare Program
Contact Tennessee area county medical assistance offices, or
Phone (615) 741-8642

Texas
Texas Health Insurance Risk Pool
Phone 1-888-398-3927

Utah
Utah Comprehensive Health Insurance Pool
Phone 1-800-705-9173 or (801) 442-6660

Washington
Washington State Health Insurance Pool
Phone 1-800-877-5187

West Virginia
AccessWV
Phone 1-866-445-8491

Wisconsin
Wisconsin Health Insurance Risk Sharing Plan
Phone (608) 441-5777

Wyoming
Wyoming Health Insurance Pool
Phone (307) 634-1393

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